Your Strongest Ally in Financial Security

As your financial partner for life, First Commerce employs best-in-class security technology designed to detect suspicious activity and protect members’ accounts and their personal information. We also empower members with a variety of tools to monitor accounts and report potential issues.

It’s important to report fraudulent account activity or identity theft right away. To report fraud on your account, log in to Digital Banking and send us a secure message, email us at Help@FirstCommerceCU.org, or call us at 850.488.0035 or 1.800.533.5772.

Report Fraud

Report Lost or Stolen Cards

Report Suspicious Emails, Texts, or Social Media

Identity Theft Protection

Get Instant Alerts – Email/Text Account Activity Alerts

Monitor Credit Score


Protect Yourself From Fraud

Avoid Card Fraud at Gas Pumps

Avoid Card Fraud at Gas Pumps

Nationally, more than $1 billion in card fraud happens at gas pumps each year. Learn how to protect yourself.

Read More

Avoid Online Scams

Scammers can use the anonymous nature of the internet to take advantage of unsuspecting shoppers.

Read More
Avoid Online Scams
Protecting Younger Generations

Protecting Younger Generations

A young person who is victimized by fraud can suffer financial repercussions of fraudulent activity for many years.

Read More

Member Testimonial

“I want to express my gratitude for one of your Loan Officers. He kept me updated each day, returned all my phone calls promptly, along with email questions. This young man went above and beyond all my expectations for customer service, and for that I will do all of my future banking with FCCU.”

Member Testimonial

Protecting Your Information

We recommend regularly monitoring your accounts and reviewing your credit reports for suspicious activity.

Security Resources for You

Identity Theft Protection

Identity Theft Protection

Learn the best ways to minimize risk and protect your information, with support from fraud specialists and more.

Real-Time Account Alerts

Real-Time Account Alerts

Get real-time text and/or email alerts about your account activity, including withdrawals, low balances, login attempts, and more.

Credit Score Powered by SavvyMoney

Credit Score Powered by SavvyMoney

Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.

Identity Theft Protection

Identity Theft Protection

Learn the best ways to minimize risk and protect your information, with support from fraud specialists and more.

Real-Time Account Alerts

Real-Time Account Alerts

Get real-time text and/or email alerts about your account activity, including withdrawals, low balances, login attempts, and more.

Credit Score Powered by SavvyMoney

Credit Score Powered by SavvyMoney

Monitor your credit score for free through Digital Banking and learn how to build your score or maintain an already great score.

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s simplifying their day-to-day finances, buying their first car or home, or building a great retirement. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.

Your Financial Partner for Life