SmartMoney Online

Credit card bills, debt, and savings may not be top of mind for you, but the financial decisions you make today will have a long-term impact on your life. That's why the FCCU Foundation is proud to support this financial guidance center. These short interactive learning experiences will prepare you with the right skills to manage your financial future.

Learn about auto loans, credit scores, mobile payments, and more!


  • Benefits of a Credit Union
  • Build Emergency Savings
  • Checking Accounts
  • Credit Scores and Reports
  • Identity Protection
  • Insurance
  • Overdraft
  • Taxes
  • Monthly Budget Tool
  • Emergency Savings

Buying a Home

  • Considering Home Ownership
  • Credit Scores and Reports
  • Mortgages
  • Monthly Budget Tool
  • Insurance
  • Mortgage Modifications
  • Mortgage Refinancing

Loans and Payments

  • Auto Loans
  • Payday Loans
  • Credit Cards
  • Mobile Payments
  • Prepaid Cards
  • Paying Debt vs. Investing
  • Debt Payoff

Retirement Planning

  • Retirement 101
  • Investments
  • Estate Planning
  • When to Collect Social Security
  • Growing Your Investment
  • Planning for Retirement Expenses
  • Pre-tax vs. Roth Analyzer
  • Your Retirement Lifestyle