Open an Interest-Earning Checking Account and Earn a $300 Bonus!

Offer Extended Through April 30.*

Here’s how you can earn $300!

1. Meet all iEarn! or iEarn!50+ Checking Account qualifications4

Free interest-earning checking accounts that put your money to work for you.

iEarn! Checking Account Benefits

  • No Monthly Fee
  • Competitive Interest Rates3
  • Free Instant Issue Debit Card
  • Automatic refunds on surcharges from non-FCCU ATMs

iEarn!50+ Checking Account Benefits

All iEarn! Checking benefits, plus:

  • Our Highest Checking Interest Rates3
  • Higher Money Market Rates
  • Free Checks
  • Discounts on Identity Theft Protection

2. Open Your iEarn! or iEarn!50+ Checking Account Online1 using promo code: iearn300

Open an Account
Use code: iEarn300

3. Enroll in Digital Banking3digital banking on phone


Mobile Deposit*

Secure 24/7 Access to Accounts

Real-Time Alerts on Account Activity

Free Bill Pay Service

Much More!

Enroll in Digital Banking

* Eligibility for Remote Deposit Capture Services shall be determined in our sole discretion based on your average daily balance in the last 30 days, your ownership of a checking account with us, and your length of membership. † Standard text message rates apply. Check with your carrier.

4. As of July 30, 2021, must have received regular income deposits totaling $2,000+ per month for two months.2


Promo Disclosures

1 To qualify for $300 bonus, open either an iEarn! Checking or iEarn!50+ Checking account online using the promo code “iEarn300” between 3/1/21 and 4/30/21. 2 Must establish a regular income deposit (direct or by check) of $2000+/month for at least two months prior to July 30, 2021. Qualifying deposits include your paycheck, pension, government benefits (such as Social Security), or other eligible regular monthly income from your employer or the government deposited into your checking account. Person-to-person and bank transfers between your First Commerce accounts or accounts at other financial institutions or brokerages do not qualify. 3 Must enroll in FCCU Digital Banking. 4 Minimum opening deposit for iEarn! is $1,000, and $5,000 for iEarn!50+. To receive account benefits, average daily balance for iEarn! is $1,000 and iEarn!50+ is $5,000. If requirements are met, $300 bonus will be included in the Annual Percentage Yield, will vary based on actual balances, and will be reported as interest. Fees may reduce earnings on the account.  5 To receive bonus, account must be open and in good standing on the day the bonus is posted. Bonuses will be paid no later than July 31, 2021, for all accounts meeting minimum requirements. Members with current FCCU checking accounts are not eligible for $300 bonus. Offer subject to end at any time. For complete terms & conditions, visit or call 1.800.533.5772. Insured by NCUA.