We’re Here to Help
Whether your business is expanding its capabilities or updating its assets, First Commerce can help. We offer commercial vehicle loans and equipment loans that enable you to purchase or refinance vehicles and/or equipment for your business.
We Say Yes to Your Success
Loans for your unique needs.
Local Decisions and Service
Flexible Loan Terms
Competitive Rates
Refinancing Options Available
Member Testimonial
“I am a longtime member of FCCU and wanted to share what a pleasure it was working with your team on my husband’s recent auto loan. They showed us exceptional customer service, and responses to my emails were timely with the answers I requested. This was, by far, our best experience when it comes to borrowing money.”
Open an Account
To apply or discuss your business borrowing needs, please contact our Business Services Team, schedule an appointment, or visit one of our locations.
More Ways to Help Your Business Grow
Six Pillars Financial Advisors
Speak with experienced financial advisors to develop and implement a plan to pursue your financial goals for your business.
Business Credit Cards
Enjoy the convenience of our low-rate credit cards, designed with your business’s unique needs in mind.
Business Lines of Credit
Whether you need to finance daily operating requirements or need to have a backup for unpredictable cash flow, a Business Line of Credit gives you flexibility and ready access to funding.
Six Pillars Financial Advisors
Speak with experienced financial advisors to develop and implement a plan to pursue your financial goals for your business.
Business Credit Cards
Enjoy the convenience of our low-rate credit cards, designed with your business’s unique needs in mind.
Business Lines of Credit
Whether you need to finance daily operating requirements or need to have a backup for unpredictable cash flow, a Business Line of Credit gives you flexibility and ready access to funding.
Your Financial Partner for Life
Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
