Business Lending Process

When you work with First Commerce, you get more than just a loan. You get a local business partner that is committed to your best interests. We are lenders first and look for ways to say YES to local businesses. That’s why we were named the Top Credit Union of the Year for Fiscal Year 2014 by the Small Business Administration’s (SBA’s) North Florida District Office.

We make it easier to get the loan your business needs.

  • Local decisions and approvals
  • Local knowledge about the economy
  • Local advice on growing your business
  • Local service from local people

If you need a business loan for real estate, equipment, or vehicles, a line of credit to provide additional working capital, or a credit card for your business, we can help.

Get More Information

Call us at 850.410.3559 or 1.800.533.5772 to discuss your business needs, or fill out the Business Loan Contact Form to have our Business Services Team call you.

Get Started

Apply now using our online forms, then fax your supporting documents to 850.921.2073, Attn: Business Services.

Apply for a Business Real Estate Loan

Apply for a Vehicle or Equipment Loan

Apply for a Line of Credit