Bank From Anywhere

Keep your business running smoothly with flexible, convenient online and mobile banking services from First Commerce. We provide a variety of powerful features designed with your business’s unique needs in mind. That’s The Power of Yes!

View Account at a Glance

Pay Bills and Transfer Funds

Set Up Account Activity Alerts

Deposit Checks With Mobile Deposit

Manage Secondary Users and Permissions

Connect to Quicken and QuickBooks

Digital Banking Features

Powerful and secure banking tools designed to help you manage your business more easily.
Use our free downloadable app (iOS and Android) to check balances, transfer funds, pay bills, and make deposits securely right from your phone or tablet. It’s like having a First Commerce financial center right at your fingertips!

Other ways to bank on the go:
  • Browser version (available on any phone capable of accessing the internet)
  • SMS text (send/receive text messages for account information – must be able to send/receive text messages to/from short codes)
Make payments or transfer funds quickly and securely right from your computer or from your mobile device.
  • Use BillPay to set up recurring payments or reminders, view or edit pending bill payments, review payment history, and make payments as quickly as the next day.
  • Transfer funds easily between your First Commerce accounts and accounts you have at other financial institutions by adding an external account in Digital Banking under Services.
This convenient bank-by-phone service lets you access your account information anytime, plus you can transfer funds, schedule a payment, review upcoming payments, report card fraud, and more. Call 850.488.0035 and select option 2 to hear your banking options.

Download the Member Account Line Call Flow Diagram

Additional highlights include:
  • English and Spanish-speaking options are available.
  • Voice recognition technology on the English menu is available using 8* from the main menu. We recommend not using this feature on speakerphone.
  • Request mini statements to be emailed to you. For security, the information may be truncated or generic. Mini statements will be sent to the main member’s email address.
With Real-Time Text and Email Alerts,* you have the power to know what’s happening with your accounts right away. Choose from several different alerts including low balance alerts, debit card alerts, withdrawal alerts, deposit alerts, and more! As soon as the transaction hits your account, you’ll be notified.

*Standard text message rates apply. Check with your service provider for more information.
Add your First Commerce debit or credit card to Apple Pay or Google Pay to make paying business expenses fast, convenient, and secure.

Apple Pay – Go to Settings on your iPhone and open the Wallet option. Tap the “+” or “Add Card” option and follow the steps. When prompted, make your First Commerce card your default card for Apple Pay.

Google Pay – Open the Google Pay app on your Android device. At the bottom, tap Payment, then “+” and select credit or debit card and follow the steps. Use your First Commerce card every day in Google Pay – just select the card and tap Make Default. Some members may be asked to call First Commerce to complete the card’s enrollment.

Quicken® & QuickBooks® First Commerce’s Digital Banking service offers the ability to connect directly to Quicken and QuickBooks so you can easily download transactions into your accounting system. Please contact us if you need assistance setting up Direct Connect.
Member Testimonial

Member Testimonial

“When I call other places, I feel the representatives are in a hurry to get me off the phone, but your team members were patient while assisting me and stayed on the phone to make sure my card was working so I would not have to call again.”

Get Started

Download our Digital Banking app, then check out our library of tutorials to learn more.

Download on the App Store  Get it on Google Play

Business Resources

Business Checking Accounts

Business Checking Accounts

First Commerce offers checking account options for businesses and organizations of all sizes.

Business Treasury Management Services

Business Treasury Management Services

Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce.

Business Checking Accounts

Business Checking Accounts

First Commerce offers checking account options for businesses and organizations of all sizes.

Business Treasury Management Services

Business Treasury Management Services

Manage your cash efficiently, collect payments faster, and make deposits securely with cash management solutions from First Commerce.

Your Financial Partner for Life

Established in 1940, First Commerce is a full-service, not-for-profit credit union with locations across North Florida and South Georgia. We are a member-owned cooperative and committed to the communities we serve. Our purpose is to empower people to enhance their financial well-being by helping them achieve their financial goals – whether it’s offering competitive loans to help you build your business, cash management services so you can focus on your customers, or best-in-class digital banking solutions to help you manage cash flow when it’s convenient for you. When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.

Your Financial Partner for Life