Business Checking

Keep your business running smoothly and efficiently with a business checking account that fits your needs. That's the power of yes! First Commerce offers business checking account options for businesses and organizations of all sizes.

Free Business Checking

Give your business the advantage of keeping more of the money earned! An iBiz! Free Business Checking account from First Commerce is ideal for small businesses because it's completely free.

  • No minimum balance
  • No monthly fees
  • Unlimited transactions and check writing
  • Export your transaction activity into Quicken, QuickBooks and others for easy bookkeeping
  • No per-item charges for checks paid, debits, credits, number of items deposited or processed
  • Unlimited use of online and mobile banking services, including BillPay, as well as real-time text and email alerts* to help you stay on top of your account
  • Mobile and remote deposit services for qualified businesses
  • No charge for cash handling (in or out) up to $10,000 per month (a $1.25 per thousand fee applies to cash transactions in excess of $10,000)

E-statements are required for Free iBiz! Accounts. You'll enjoy fast, secure access to your statements with the ability to download or print them as needed.

To open an account or get more information, contact our Business Services Team or visit one of our locations.

Analysis Business Checking

Earn real interest on 98% of your collected balance and realize true gains for your business. An iBiz! Plus Analysis Business Checking Account is perfect for businesses with a higher number of transactions.

  • Earn competitive interest on the balance in your account – not just to offset fees like at most banks
  • $10 monthly maintenance fee
  • Competitive fees charged only for the transactions you conduct
  • No charge for cash handling (in or out) up to $10,000 per month (a $1.25 per thousand fee applies to transactions in excess of $10,000)
  • Export your transaction activity into Quicken, QuickBooks and others for easy bookkeeping
  • Unlimited use of online and mobile banking services, including BillPay, as well as real-time text and email alerts* to help you stay on top of your account
  • Mobile and remote deposit services for qualified businesses
  • Invitations to small business seminars featuring locally and nationally recognized speakers

To open an account or get more information, contact our Business Services Team or visit one of our locations.

Community Interest Checking

Our Community Interest Checking account is free and specifically designed for associations and nonprofit organizations.

  • No minimum required to open
  • Tiered dividends based on average daily balance
  • No monthly maintenance fees with average daily balance of $2,500 (otherwise $10 monthly fee applies)
  • No limit on number of transactions
  • Free processing for up to 350 checks per month ($0.12 per check in excess of 350)
  • No charge for cash handling (in or out) up to $10,000 per month (a $1.25 per thousand fee applies to anything in excess of $10,000)
  • Unlimited use of online and mobile banking services, including BillPay, as well as real-time text and email alerts* to help you stay on top of your account
  • Mobile and remote deposit services for qualified businesses

To open an account or get more information, contact our Business Services Team or visit one of our locations.

Community Interest Checking

Average Daily BalanceDividend RateAnnual Percentage Yield
Balances up to $2,499.99 0.00% 0.00%
$2,500 – $4,999.99 0.10% 0.10%
$5,000 – $14,999.99 0.15% 0.15%
$15,000 – $24,999 0.25% 0.25%
$25,000 and up 0.05% 0.05%