Life Happens Loans

Just when you think you’ve got everything under control, life happens. Your child needs braces. You’ve got a medical issue. The family pet gets hurt. If you need to pay for life’s expenses, First Commerce can help with a Life Happens! Loan.

  • Loan amounts up to $50,000
  • Flexible terms up to 7 years
  • Low rates

Approved Providers

We’re partnering with healthcare providers in the communities we serve to make it easier for you to handle whatever life brings your way. Our healthcare partners often provide lower rates and more flexible terms than your provider’s other financing options. See our current list of partners below.

We’re always looking to expand our list of approved providers. If your provider isn’t on the list, let us know and we’ll contact them. We have plans to expand our list to providers offering medical, dental, cosmetic, optical, bariatric, fertility, veterinary services and more.

Dr. Russell B. Rainey, DMD

http://www.drrainey.com

OFFICE: 850.385.3700

Dental

Dr. Daniel D. Barry, DMD MDS

 http://www.DrB4Braces.com

OFFICE: 850.656.3917

Dental/Orthodontics

Dr. Daniel B. Snead

 http://www.BracesBySnead.com

OFFICE: 850-386-7846

Orthodontics

Dr. MaKeba Earst, DDS

http://www.allaboutsmilesdental.net

OFFICE:850-386-3333

Dental

Dr. Walter E. Colon II, DMD, MS

http://www.tallahasseeperio.com

OFFICE: 850-562-6111

Periodontal Associates of North Florida, P.A.

Chaney, Couch, and Grooters Family Dentistry

http://www.tallyteeth.com/

OFFICE: 850-877-0215

Family Dentistry

 Interested in becoming a Life Happens! Provider at no cost to you and great rates & terms for your patients/clients? Contact us at 850.410.3559.

Life Happens! Loan Rates

TermMin. Loan AmountAnnual Percentage RatePayment per $1,000 Borrowed
24 months $1,000 8.24% – 12.24% $45.55 – $47.51
36 months $3,000 8.24% – 11.24% $31.60 – $33.06
48 months $3,000 7.74% – 10.74% $24.40 – $25.88
60 months $5,000 6.24% – 9.24% $19.52 – $20.99
72 months $10,000 6.24% – 9.24% $16.75 – $18.25
84 months $25,000 6.24% – 9.24% $14.78 – $16.30

We also offer secured loans that could give you even lower rates or tax deductible options!

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