Home Loans

With many home loan options, First Commerce makes it easy to buy, refinance, or build the home of your dreams! We'll even help you select whether a home equity loan or home equity line of credit is the best option to reach goals such as making home improvements, consolidating your debt, paying for college, and more. Our local loan officers provide step-by-step guidance, plus we make fast local decisions.

Learn how to reach your financial goals with free financial education from First Commerce and our partner Balance!

Home Equity Loans and Home Equity Lines of Credit

Use the equity in your home for anything you want! We'll make the process easy.

Mortgage Loans

Whether you've bought a home before or this is your first time, we'll be with you every step of the way. We can also help you refinance your mortgage to pull cash out, get a better rate, drop PMI, and more.

Land Loans

Our land loans make it easy to afford the property you want, and our local decision process means you'll receive a decision quickly.

Construction-Perm Loans

First Commerce's construction perm mortgage has features you'll love as much as your new home!