Rewards Credit Card

Make life more rewarding with a First Commerce Rewards Visa credit card! You can earn points toward travel, gift cards, cash and other great rewards with every purchase you make.

  • Rewards cards are automatically enrolled to earn 1 point for every $1 you spend
  • No limit on the number of rewards points you can earn
  • Up to 5 years to redeem rewards points
  • Competitive rates
  • No annual fee
  • Local service
  • Use Digital banking to easily review card activity and make payments
  • Option to link credit card to your First Commerce accounts as overdraft protection
  • Available with Share (Savings) Secured option

With a First Commerce Rewards credit card, the possibilities are endless! Learn more about your reward options or register your FCCU Rewards credit card to redeem points.


No matter how you use your card, the First Commerce Rewards Visa card allows you to earn and redeem points your way! With the uChoose Rewards program, you have the power to earn points on everyday purchases and redeem them for merchandise, travel, event tickets and much more! 

  • Turn your points into more of what you want - anytime, anywhere
  • Earn 1 Point Per 1 Dollar on everyday purchases 
  • Earn more points through special offers from popular retailers on the uChoose web site

 For more details please contact uChoose Rewards or check the FAQs.  

Make sure you are using your card responsibly! Learn how to reach your financial goals with free financial education from the FCCU Foundation and our partner EverFi.

Review our credit card disclosures for complete information. For more information or help applying for a credit card, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.