Rewards Credit Card

Make life more rewarding with a First Commerce Rewards Visa credit card! You can earn points toward travel, gift cards, cash and other great rewards with every purchase you make.

  • Rewards cards are automatically enrolled to earn 1 point for every $1 you spend
  • No limit on the number of rewards points you can earn
  • Up to 5 years to redeem rewards points
  • Competitive rates
  • No annual fee
  • Local service
  • Use iBranch! online banking to easily review card activity and make payments
  • Option to link credit card to your First Commerce accounts as overdraft protection
  • Available with Share (Savings) Secured option

With a First Commerce Rewards credit card, the possibilities are endless! Learn more about your reward options or register your FCCU Rewards credit card to redeem points by clicking or calling 1-877-909-1450 M-F, 9 a.m.-9 p.m. ET.


Review our credit card disclosures for complete information. For more information or help applying for a credit card, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.