Refinancing Your Auto Loan
Love your car but not your loan payment? We can help! Refinance your current auto loan with First Commerce. We’ll help you refinance your vehicle at a rate and term that works better for you.
- See our competitive rates
- Flexible terms up to 84 months or longer
- Financing up to 100% of vehicle purchase price
- Available for new and used vehicles
- Fast local approval
We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.
If you find a better rate somewhere else, let us know and we’ll try to match it! There’s a reason First Commerce is Tallahassee’s #1 auto lender.
For more information or assistance, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.
The rate you receive will be determined after a review of your individual situation. Rates will be .5% higher for manual payment.
Auto Rates
New
New Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less | 4.09% – 15.09% | $22.62 – $27.88 |
| 60 months | 4.29% – 16.09% | $18.55 – $24.37 |
| 66 months | 4.54% – 16.84% | $17.15 – $23.33 |
| 72-75 months (minimum $15,000) For qualified borrowers |
4.84% – 11.59% | $15.48 – $19.34 |
| 84 months (minimum $25,000) For qualified borrowers |
5.74% – 12.59% | $14.48 – $17.97 |
Used Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less (minimum $2,500) | 4.09% – 16.09% | $22.62 – $28.39 |
| 60 months | 4.29% – 17.99% | $18.55 – $25.39 |
| 66 months | 4.54% – 17.99% | $17.15 – $23.97 |
| 72 months (minimum $15,000) | 4.99% – 11.74% | $16.10 – $19.42 |
| 84 months (minimum $25,000) For qualified borrowers. |
5.94% – 9.49% | $14.58 – $16.34 |
Rates are accurate as of and are subject to change without notice. For more information on fees and terms, please see individual account and product pages or contact a First Commerce Financial Services Officer at 850.488.0035 or 1.800.533.5772.
