Refinancing Your Auto Loan
Love your car but not your loan payment? We can help! Refinance your current auto loan with First Commerce. We’ll help you refinance your vehicle at a rate and term that works better for you.
- See our competitive rates
- Flexible terms up to 84 months or longer
- Financing up to 100% of vehicle purchase price
- Available for new and used vehicles
- Fast local approval
We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.
If you find a better rate somewhere else, let us know and we’ll try to match it! There’s a reason First Commerce is Tallahassee’s #1 auto lender.
For more information or assistance, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.
The rate you receive will be determined after a review of your individual situation. Rates will be .5% higher for manual payment.
Auto Rates
New
New Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less | 2.69% – 13.99% | $22.00 – $27.34 |
| 60 months | 2.94% – 14.99% | $17.95 – $23.80 |
| 66 months | 3.19% – 15.74% | $16.55 – $22.75 |
| 72-75 months (minimum $15,000) For qualified borrowers |
3.49% – 10.49% | $15.42 – $18.79 |
| 84 months (minimum $25,000) For qualified borrowers |
4.74% – 11.49% | $14.02 – $17.39 |
Used Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less (minimum $2,500) | 2.89% – 14.99% | $22.09 – $27.84 |
| 60 months | 3.04% – 16.99% | $17.99 – $24.87 |
| 66 months | 3.44% – 17.24% | $16.66 – $23.57 |
| 72 months (minimum $15,000) | 3.89% – 10.49% | $15.60 – $18.79 |
| 84 months (minimum $25,000) For qualified borrowers. |
5.19% – 8.29% | $14.23 – $15.75 |
Rates are accurate as of and are subject to change without notice. For more information on fees and terms, please see individual account and product pages or contact a First Commerce Financial Services Officer at 850.488.0035 or 1.800.533.5772.
