Refinancing Your Auto Loan
Love your car but not your loan payment? We can help! Refinance your current auto loan with First Commerce. We’ll help you refinance your vehicle at a rate and term that works better for you.
- See our competitive rates
- Flexible terms up to 84 months or longer
- Financing up to 100% of vehicle purchase price
- Available for new and used vehicles
- Fast local approval
We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.
If you find a better rate somewhere else, let us know and we’ll try to match it! There’s a reason First Commerce is Tallahassee’s #1 auto lender.
For more information or assistance, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.
The rate you receive will be determined after a review of your individual situation. Rates will be .5% higher for manual payment.
Auto Rates
New
New Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less | 3.34% – 14.34% | $22.28 – $27.50 |
| 60 months | 3.54% – 15.34% | $18.21 – $23.97 |
| 66 months | 3.79% – 16.09% | $16.79 – $22.93 |
| 72-75 months (minimum $15,000) For qualified borrowers |
4.09% – 10.84% | $15.13 – $18.95 |
| 84 months (minimum $25,000) For qualified borrowers |
4.99% – 11.84% | $14.13 – $17.57 |
Used Auto Loan Rates
| Term | Annual Percentage Rate | Payment per $1,000 borrowed |
|---|---|---|
| 48 months or less (minimum $2,500) | 3.34% – 15.34% | $22.28 – $28.00 |
| 60 months | 3.54% – 17.34% | $18.21 – $25.17 |
| 66 months | 3.79% – 17.59% | $16.81 – $23.75 |
| 72 months (minimum $15,000) | 4.24% – 10.99% | $15.75 – $19.03 |
| 84 months (minimum $25,000) For qualified borrowers. |
5.19% – 8.74% | $14.23 – $15.96 |
Rates are accurate as of and are subject to change without notice. For more information on fees and terms, please see individual account and product pages or contact a First Commerce Financial Services Officer at 850.488.0035 or 1.800.533.5772.
