Car Loans & Auto Loan Rates

Find out for yourself why First Commerce has consistently ranked #1 in Tallahassee for new and used car loans for more than a decade!

  • Up to 100% financing (vehicle purchase price including tax, trade, tag and title)
  • Terms up to 84 months
  • Competitive low rates
  • Easy application process
  • Fast local approval

Your rate will depend on your individual situation, but here's what the majority of our members can expect to receive with an automatic payment plan.

We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.

APPLY FOR A CAR LOAN

New Auto Loan Rates

TermAnnual Percentage RatePayment per $1,000 borrowed
48 months or less 2.74% -13.99% $22.03 - $27.33
60 months 3.24% - 14.99% $18.08 - $23.79
66 months 3.49% - 15.24% $16.68 - $22.48
72-75 months (minimum $15,000) 
For qualified borrowers
3.99% - 9.99% $15.65 - $18.53
84 months (minimum $25,000)
For qualified borrowers
5.24% - 10.99% $14.28 - $17.12
96 months (minimum $35,000) 
For qualified borrowers
6.24% - 9.24% $13.29 - $14.83

Used Auto Loan Rates

TermAnnual Percentage RatePayment per $1,000 borrowed
24 months or less (minimum $5,000) 3.49%-14.74% $43.20-$48.36
36 months or less (minimum $5,000) 3.74%-14.99% $29.41-$34.68
48 months or less (minimum $5,000) 2.74%-15.49% $22.03-$28.09
60 months 3.24%-17.24% $18.08-$24.99
66 months 3.49%-15.24% $16.68-$22.48
72 months (minimum $15,000) 3.99%-9.99% $15.65-$18.53
84 months (minimum $25,000) 
For qualified borrowers. 
5.24%-7.99% 

$14.28-$15.59

 

For more information or assistance, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.