Auto/RV/Boat Loans

Low Auto Rates with Six Months until First Payment

When some people look at cars, they’re impressed by the power under the hood. At First Commerce, we’re more impressed by the power that’s sitting in the driver's seat. So we’re here to make your road a little smoother. 

Now through August 31, 2017 we’re offering NO PAYMENTS FOR SIX MONTHS and rates as low as 2.49% APR!**

No matter what type of ride puts a smile on your face, First Commerce can help you buy – or refinance – the way you want to get around at a payment you can afford.

  • Easy application process
  • Fast local review and approval
  • Preapproval letter can be taken to dealership of your choice
  • No penalty for prepayment
  • Options for payroll deduction and automatic transfer
  • Payment protection option to insure your loan balance in case of disability or death

We also offer Vehicle Services to help you protect your investment with GAP Waiver, Mechanical Repair Coverage, Paintless Dent removal, and Key Coverage.

Learn how to reach your financial goals with free financial education from First Commerce and our partner Balance!

New and Used Car Loans

See for yourself why First Commerce is Tallahassee's #1 auto lender!

Auto Loan Refinancing

Be as happy with your payment as you are with your car.

Loans for Motorcycles, RVs, Boats, and More

Get out and play! First Commerce can help you afford the ride for your life.

**APR = Annual Percentage Rate. Offer good June 19-August 31, 2017 and subject to change. Loans subject to credit qualifications and approval. Your rate will be determined after a credit review and term of loan is selected. Six months until first payment feature will be available to qualified borrowers – others will be eligible for shorter periods of time until first payment. Autos being refinanced must be currently held by another lender. Interest will accrue during the six months until first payment, and will cause a slightly higher payment overall throughout the life of the loan ($2-$12 per month on a typical size auto loan) depending on the term of your loan, loan amount and rate. Example: The estimated monthly payment is $17.88 per $1,000 borrowed based on a 60-payment loan at 2.74% (6 months of no payments/66-month term) compared to $18.12 per $1,000 (30 days until first payment). There is no penalty for paying off the loan early. You are not required to wait six months until the first payment. Call 850.488.0035 or 1.800.533.5772 for details about credit costs and terms. Federally Insured by NCUA. Equal Opportunity Lender.