Money Market Account
Get the best of both worlds: higher interest rates and the flexibility to write checks. The higher your balance, the more you earn!
A money market account pays interest based on current market rates. It's a great way to watch your money grow and access funds when you need them.
- Dividends are compounded and paid monthly
- Free check writing privileges for up to 3 checks per month ($250 minimum per check)
- Easily transfer funds to your First Commerce checking account
- Minimum opening deposit: $2,500
- No monthly fees on average daily balances $2,500 or higher*
- Higher dividend rates with a qualifying iEarn! or iEarn!50+ Checking Account
Rates are accurate as of and are subject to change without notice.
|Average Daily Balance||Dividend Posting||Standard Dividend Rate||Standard APY||iEarn! Dividend Rate*||iEarn APY*|
|Up to $9,999.99||Monthly||0.03%||0.03%||0.05%||0.05%|
|$10,000.00 – $24,999.99||Monthly||0.05%||0.05%||0.10%||0.10%|
|$25,000.00 – $49,999.99||Monthly||0.10%||0.10%||0.25%||0.25%|
|$50,000.00 – $99,999.99||Monthly||0.15%||0.15%||0.30%||0.30%|
|$100,000.00 – $249,999.99||Monthly||0.20%||0.20%||0.35%||0.35%|
|$250,000.00 – $499,999.99||Monthly||0.25%||0.25%||0.40%||0.40%|
|$500,000.00 and above||Monthly||0.30%||0.30%||0.45%||0.45%|
For more information or help opening a Money Market Account, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.
A $10 monthly fee will be assessed on balances below $2,500.