EvenUp Savings Account

Make saving money automatic with an EvenUp Savings Account from First Commerce! We're committed to making it easy for you to save money and reach your financial goals.

Here's how it works:

You can also use your EvenUp Savings Account to:

  • Make deposits and withdrawals
  • Protect your checking account from overdrafts

Save Automatically - Earn Interest

EvenUp Savings Rates

EvenUp Savings Rates
Average Daily BalanceDividend PostingDividend RateAnnual Percentage Yield
$5.00 – $3,000.00 Quarterly 2.50% 2.51%
$3,000.01 or above Quarterly 0.25% 0.25%

EvenUp savings accounts are available with MyWay CheckingSimpliFi CheckingSmart Start Teen Checking, and Accelerate accounts.

Learn how to reach your financial goals with free financial education from First Commerce!

For more information or to open an EvenUp an account, call 850.488.0035 or 1.800.533.5772 or visit any of our locations.

When you enroll in our EvenUp Savings program, we even up the amount of any debit card purchases made by you or any debit cardholder of your Checking account throughout the day to the next whole dollar amount, and transfer that amount from your Checking Account to the designated First Commerce savings account each night. If on a business day you do not have sufficient available funds in your checking account, we do not EvenUp purchases posted on that business day and we cancel the EvenUp transfer for that day. If your debit card purchase is subsequently cancelled or reversed, the corresponding EvenUp transfer will remain in the EvenUp savings account. We may cancel the EvenUp transfer at any time. EvenUp is available only on debit cards linked to your First Commerce Credit Union Checking account. SimpliFi, MyWay, Accelerate and SmartStart Checking accountholders are encouraged to save more by allowing additional deposits. Withdrawals may be made against the EvenUp Savings account at any time, and may also be used as an overdraft transfer source for your checking account. The EvenUp Savings account will be set up with the same joint account owners and beneficiaries as your checking account.