MasterCard Prepaid Reloadable & Gift Cards

First Commerce offers prepaid MasterCard options for secure shopping. Whether you’re looking for a card you can use consistently or a one-time gift, we’ve got the solution.

Reloadable Prepaid Cards

Prepaid cards are a smart and easy way to manage your budget, keep funds secure while traveling, shop securely online, help children or young adults learn good spending habits, and more! Choose from four card options: Travel, Online, Student and Unlimited.

  • Can be used anywhere MasterCard is accepted
  • Personalize your card with your name
  • Free access to thousands of ATMs through the MoneyPass network,* including First Commerce ATMs
  • Online account access
  • Real-time text or email alerts
  • No credit check required
  • No overdraft risk

Visit one of our locations to purchase and load your card. When you’re ready to reload, you can choose from a variety of options including online, PayPal, direct deposit, MoneyGram, and more. You’ll even have the option to set up recurring ACH deposits from your checking account or paycheck.

Gift Cards (non-reloadable)

Take the hassle out of shopping and give the gift that fits perfectly every time: a MasterCard gift card! Whether you’re acknowledging a special occasion, celebrating a holiday or birthday, or simply want to be prepared to give a last-minute gift, gift cards are a great choice. You can even keep them on hand as appreciation gifts for clients or at the office!

Load your desired amount when you purchase the card, and the recipient will be able to use it anywhere MasterCard is accepted. Gift cards are not reloadable.

* At other non-MoneyPass network ATMs, there is no charge from the student and unlimited prepaid card for ATM withdrawals, although a fee from the ATM owner may apply.

There is a $4.95 initial fee per card. Travel and online cards have no monthly fee; student and unlimited cards have a low monthly fee. Other fees may apply, depending on type of card – see terms & conditions. For more information, call 850.488.0035 or 1.800.533.5772, or visit any First Commerce location.