Manage My Account

We know you feel more powerful when you’re in control. That’s why we make it easy to manage your First Commerce accounts! You might also want to visit our online and mobile banking page and learn more about our real-time text/email alerts*. Not seeing the information you need? Call 850.488.0035 or 1.800.533.5772 or visit any of our locations.

*Standard text message rates apply. 

No more waiting in lines on payday or making your deposit late because you have an emergency! Enroll in Direct Deposit to have your paycheck automatically deposited into your account on your payday. Simply complete this Direct Deposit Authorization form or one provided by your employer and return it to your payroll department today!

One of the requirements of the Loan Agreement you sign is to provide comprehensive and collision coverage, homeowner's insurance coverage, or flood insurance coverage for the full term of the your loan. Verify your collateral insurance online.

Learn how an ID Theft Protection Plan from CyberScout can help you keep your identity safe and secure.

Information needed for OUTGOING wires


If a member is wiring money to someone within the United States

  • Name, address and routing number of the financial institution where we are sending the funds   
  • Name, address and account number for beneficiary


If a member is wiring money to someone outside the United States

  • Name, address (including country), and swift code of financial institution where we are sending the funds
  • Corresponding bank information if required
  • Name, address (including country), account number for beneficiary

Additional guidelines:

  • We cannot use P.O. Boxes for any addresses on the form
  • Outgoing wires must be submitted by 1 p.m. for same-day processing
  • If you were given wiring instructions by the person to whom you are sending the funds, please bring that information
  • Wires requested over the phone are limited to $5,000* or less and require a notarized signature.
  • Please make sure we have up to date contact information saved. Our wire processors might call to verify wire information.

*Exceptions can be made for non-local members; however, additional processing time and verification may be required.

Information needed for INCOMING wires


To have someone from within the United State wire money to your account, please provide your account number, routing number, and the address that matches the information we have on file, along with First Commerce Credit Union’s routing number, 263182516.


To have someone outside of the United State wire money to your account, please provide the following:

Receiving Bank: Pacific Coast Bankers Bank
Swift Code: PCBBUS66XXX
Beneficiary Bank: First Commerce Credit Union
FCCU Routing #: 263182516
Beneficiary Account #: Our members account number with FCCU