Flamingo Challenge 2025: Join the Flock!
Make an impact in the fight against breast cancer. Funds raised stay local and benefit patients.
Enjoy Flexibility
with a HELOC
Tackle large expenses from home improvements to dream vacations with this versatile option
Celebrating Our 85th Anniversary with TSO
Experience an unforgettable evening of cinematic magic on Nov. 7
Lock in a 5-month CD with a standout rate!
Keep your savings secure and growing steadily with our CDs
Powerful Banking With a Personal Touch
Checking Accounts
Enjoy no monthly fees, free overdraft protection, instant-issue debit card, powerful mobile banking, and more.
24/7 Digital Banking
Check balances, pay bills, deposit checks, transfer funds, and more, anytime, anywhere.
Home Loans
Buy or refinance the home of your dreams, purchase land to build on, or access your equity for low-cost funds.
Financial Education
Improve your financial know-how and get the skills you need to achieve your financial aspirations.
Contact Member Services
Need a quick answer? Penny, our AI virtual assistant, can help 24/7 (even on holidays)! Call 850.488.0035 or 1.800.533.5772 and she can answer questions such as account balances, routing number, hours, and much more. Our automated digital assistant is another convenient option. Send a text message to 850.617.1614 to get answers to questions about products and services, as well as digital banking features, hours, locations, and more. For more personalized service, speak with our Member Services Team. Representatives are available 8:00 a.m. to 6:30 p.m. (ET) Monday through Friday and 9 a.m. to 1 p.m. (EST) Saturday.
Banking Made Easy
When you bank with First Commerce Credit Union, you get a truly personal experience, backed by top-quality financial expertise, right in your local community. We give our members the financial tools they need to achieve their financial aspirations, and we’re committed to delivering exceptional service, best-in class technology, and products that truly fit your needs.
Ready to Take Charge of Your Finances?
Avoid Relationship Scams
Remote & Digital Banking
Video Teller Tips
Choosing a Checking Account
Member Testimonial
“I have been a member of FCCU since 1990 and have financed three vehicles and one mortgage. I will always be a member of FCCU because they have been good to me.”
Better Banking Starts Here
Visit one of our 14 financial centers, call our Contact Center, email us, or schedule an appointment.
The First Commerce Difference
As a not-for-profit financial institution, First Commerce Credit Union exists to support our members – not shareholders. We’re passionate about improving the communities we serve in Florida and Georgia, and we’re committed to providing financial solutions with better rates, fewer fees, and exceptional local service.
Manage Money Your Way
FCCU Foundation
Learn essential money management skills with our free financial literacy resources.
Individual Retirement Accounts
Our IRAs make it easy to start saving for your dream retirement.
FCCU Foundation
Learn essential money management skills with our free financial literacy resources.
Individual Retirement Accounts
Our IRAs make it easy to start saving for your dream retirement.
Reach Your Financial Goals
Ransomware Protection Tips
In 2020, ransomware inflicted damages of over $20 billion worldwide according to the Cyber Crime & Security website. Cybercriminals have become increasingly…
Avoid Card Fraud at Gas Pumps
Just over a year ago, people reported losing more than $1.9 billion to fraud according to the Federal Trade Commission. First Commerce…
Beware of Job Scam Warning Signs
According to the Better Business Bureau, 14 million people are caught up in unemployment scams every year. To protect yourself from becoming…
Ransomware Protection Tips
In 2020, ransomware inflicted damages of over $20 billion worldwide according to the Cyber Crime & Security website. Cybercriminals have become increasingly…
Avoid Card Fraud at Gas Pumps
Just over a year ago, people reported losing more than $1.9 billion to fraud according to the Federal Trade Commission. First Commerce…
Beware of Job Scam Warning Signs
According to the Better Business Bureau, 14 million people are caught up in unemployment scams every year. To protect yourself from becoming…
