About FCCU
We are committed to empowering generations and transforming the communities we serve.
About FCCU
We are committed to empowering generations and transforming the communities we serve.
Your Financial Partner for Life
First Commerce is a full-service financial institution offering a comprehensive range of products and services for every stage of life. Driven by a commitment to empower people to enhance their financial well-being, we offer best-in-class tools and technology to help you pursue your financial goals, along with support from a local team of financial professionals. When you bank with us, you get a truly personal experience backed by more than 80 years of financial expertise.
Growing With and For You
First Commerce was established in 1940 as a financial resource for the employees and families of the Florida Department of Commerce. More than 80 years later, we remain committed to delivering remarkable experiences for our members. As a result, we are a financially strong, member-owned cooperative serving consumer and business needs in nearly 40 counties across North Florida and South Georgia.
Best-in-Class Banking
At First Commerce, we continually strive to meet and exceed the needs of our members and the communities we serve. In recognition of our programs, products, and people, the credit union consistently ranks among the top credit unions in the region and the country.
Our Commitment to You
Driven by the credit union philosophy of people helping people, we believe in empowering our members to unleash their potential and achieve their financial aspirations. We are committed to being your financial partner for life.
Share Your FCCU Story
If a First Commerce team member went above and beyond to help you, we would love to hear your experience.
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Member Testimonial
“I have been a member of FCCU since 1990 and have financed three vehicles and one mortgage. I will always be a member of FCCU because they have been good to me.”
Discover More Possibilities
Interest Earning Checking
Our iEarn! Checking and iEarn!50+ Checking accounts put your money to work for you by paying higher interest on account balances.
Build Financial Wellness
The FCCU Foundation offers free online financial education modules to help you build your own road map to financial wellness.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
Interest Earning Checking
Our iEarn! Checking and iEarn!50+ Checking accounts put your money to work for you by paying higher interest on account balances.
Build Financial Wellness
The FCCU Foundation offers free online financial education modules to help you build your own road map to financial wellness.
Explore Our Checking Accounts
Try our Account Chooser to find the perfect account for you.
Ready to Experience the Credit Union Difference?
It’s easy! You’re eligible to join if you live or work in a county within our field of membership across North Florida and South Georgia.
APR = Annual Percentage Rate; APY = Annual Percentage Yield
Six Pillars Financial Advisors products and services are not federally insured; are not obligations of or guaranteed by First Commerce Credit Union; involve investment risk; and may be offered by a dual employee who accepts deposits on behalf of First Commerce Credit Union and also sells non-deposit investment products on behalf of Six Pillars Financial Advisors.
